Finance Calculators

• GST CalculatorAdd or remove GST from any amount. See the base, tax, and total instantly. Free, accurate, and private.
• EMI CalculatorCalculate your loan EMI, total payment, and total interest from the principal, rate, and tenure. Free and accurate.
• SIP CalculatorEstimate the future value of a monthly SIP investment, including invested amount and estimated returns. Free and accurate.
• Loan CalculatorCalculate the monthly payment, total interest, and total cost of any loan from the amount, rate, and term. Free and accurate.
• Personal Loan CalculatorCalculate the monthly payment, total interest, and total cost of a personal loan from the amount, rate, and term. Free and accurate.
• Auto Loan CalculatorCalculate your car loan payment from the vehicle price, down payment, trade-in, and sales tax. See the monthly payment, total interest, and amount financed.
• Mortgage CalculatorEstimate your full monthly mortgage payment, PITI (principal, interest, property tax, and insurance) plus HOA dues, from the home price, down payment, rate, and term. Free and accurate.
• Compound Interest CalculatorCalculate how much a lump-sum investment grows with compound interest. Enter principal, rate, years, and compounding frequency to see the final amount and interest earned.
• Credit Card Payoff CalculatorSee how many months it takes to pay off a credit card and the total interest you will pay from your balance, APR, and monthly payment. Free and accurate.
• Retirement Savings CalculatorProject how much your retirement savings will grow from your current balance, monthly contributions, expected return, and time horizon. Free and accurate.
• Down Payment CalculatorCalculate your home down payment and remaining loan amount from the home price and down payment percent. Free and accurate.
• Car Affordability CalculatorFind out how much car you can afford from your monthly budget, interest rate, loan term, and down payment. Free and accurate.
• House Affordability CalculatorEstimate how much house you can afford using the 28/36 DTI rule from your income, debts, down payment, rate, and term. Free and accurate.
• Annuity Payout CalculatorCalculate the monthly payout from a fixed annuity that depletes the principal over the term. Free and accurate.
• Roth IRA CalculatorProject the future value of your Roth IRA from a starting balance, annual contribution, expected return, and time horizon. See how much grows tax-free.
• 401(k) CalculatorProject the future value of your 401(k) from your salary, contribution rate, employer match, expected return, and years to retirement. Free and accurate.
• Refinance Break-Even CalculatorFind out how many months until your refinance savings cover the closing costs. Enter your current and new payment plus closing costs to see the break-even point.
• Mortgage Payoff CalculatorSee how extra monthly payments shorten your mortgage and cut total interest. Enter your balance, rate, remaining term, and extra payment to find your new payoff date and savings.
• Debt Payoff CalculatorSee how long it takes to pay off a debt and the total interest you will pay from your balance, APR, and monthly payment. Free and accurate.
• Debt-to-Income CalculatorCalculate your debt-to-income (DTI) ratio from your monthly debt payments and gross monthly income. Lenders generally prefer a DTI at or below the 36% guideline. Free and accurate.
• Credit Card Minimum Payment CalculatorSee how long it takes to pay off a credit card making only the minimum payment, plus the total interest it costs. Free and accurate.
• Loan Payment CalculatorCalculate your monthly loan payment, total interest, and total cost from the loan amount, interest rate, and term. Free and accurate.
• Business Loan CalculatorCalculate the monthly payment, total interest, and total cost of a business loan, including the origination fee, from the amount, rate, term, and fee percentage. Free and accurate.
• Student Loan CalculatorCalculate the monthly payment, total interest, and total cost of a student loan from the balance, rate, and term. Free and accurate.
• Auto Refinance CalculatorCompares your current car payment to a refinanced one and shows the new monthly payment and how much you would save each month. Free and accurate.
• Loan Comparison CalculatorCompare two loan offers on the same amount side by side. See each monthly payment and total interest, and find out which loan is cheaper.
• Mortgage Amortization CalculatorCalculate your monthly mortgage payment, total interest, and total cost from the loan amount, rate, and term in years. Free and accurate.
• Amortization Schedule CalculatorCalculate your monthly payment and see how the very first payment splits into interest versus principal. Free and accurate.
• Mortgage Refinance CalculatorSee your new monthly payment, monthly savings, and how many months it takes to break even on closing costs when you refinance your mortgage. Free and accurate.
• 15 vs 30 Year Mortgage CalculatorCompare a 15-year and a 30-year mortgage side by side. See the monthly payment, total interest, and how much interest you save with the shorter term.
• ARM Mortgage CalculatorCalculate an adjustable-rate mortgage payment before and after the rate adjusts. See your initial payment, the new payment once the fixed period ends, and the increase. Free and accurate.
• Interest-Only Mortgage CalculatorSee your low interest-only mortgage payment during the initial period, then the jump to a higher payment when principal repayment begins. Free and accurate.
• Mortgage Points CalculatorSee whether buying mortgage points pays off. Compare the monthly payment with and without points, the upfront cost, and the break-even point in months.
• HELOC CalculatorCalculate your interest-only payment during a HELOC draw period and your fully amortizing payment once repayment begins. Free and accurate.
• Debt Snowball CalculatorSee how fast you can be debt-free with the snowball method: pay the smallest balance first, then roll its payment into the next-smallest debt. Free and accurate.
• Debt Avalanche CalculatorSee how fast you can be debt-free with the avalanche method: pay the highest APR first to minimize the interest you pay, then roll that payment into the next-highest rate. Free and accurate.
• Debt Consolidation CalculatorCompare the total interest of paying off your current debts versus rolling them into a single consolidation loan. See your new payment and how much interest you could save.
• Retirement CalculatorProject how much your savings will be worth at retirement from your current age, retirement age, starting balance, monthly contributions, and expected return. Free and accurate.
• Rent vs Buy CalculatorCompare renting against buying by pitting your monthly rent against the mortgage payment on a home. Free and fast.
• Pension Lump Sum vs Annuity CalculatorCompare the monthly income a pension lump sum could generate against the offered monthly pension. Free and accurate.
• Income Tax CalculatorEstimate your federal income tax, taxable income, and effective rate from your gross income and filing status. Estimates 2024 US federal tax only, not tax advice.
• Federal Income Tax CalculatorEstimate your US federal income tax from your taxable income and filing status. See your tax, effective rate, and marginal rate instantly. Estimates 2024 US federal brackets on taxable income, not tax advice.
• Tax Bracket CalculatorFind which tax bracket you fall into and what you actually pay. Shows your 2024 US federal marginal bracket and effective rate, not tax advice.
• Tax Refund CalculatorCompare your federal tax withheld against what you owe to see your estimated refund or balance due. Estimates your 2024 US federal refund or balance due, not tax advice.
• Capital Gains Tax CalculatorEstimate tax on your investment gains. Compare long-term and short-term outcomes, see your after-tax gain and effective rate. Estimates 2024 US federal capital gains tax, not tax advice.
• Self-Employment Tax CalculatorCalculate the self-employment (SECA) tax you owe on your net profit, plus the deductible half. Estimates 2024 US self-employment (SECA) tax, not tax advice.
• 1099 Tax CalculatorEstimate the federal tax on your 1099 contractor income in seconds. Estimates 2024 US federal self-employment + income tax for 1099 contractors, not tax advice.
• Paycheck CalculatorWork out your take-home pay per paycheck from your annual salary, filing status, and pay schedule. Estimates 2024 US federal take-home pay per paycheck, excludes state tax; not tax advice.
• Take-Home Pay CalculatorSee your net pay after federal income tax and FICA. Estimates 2024 US federal annual & monthly take-home pay, excludes state tax; not tax advice.
• Social Security CalculatorRough estimate of your monthly Social Security benefit at full retirement age using 2024 bend points, not official; not advice.
• Lottery Tax CalculatorSee how much of a jackpot you keep after federal tax. Estimates 2024 US federal tax on lottery/gambling winnings, excludes state tax; not tax advice.
• UK Salary CalculatorWork out your UK take-home pay from your gross annual salary. Estimates 2024/25 England take-home pay (income tax + employee NI), excludes pension, student loan & Scotland rates; not tax advice.
• Cost of Living CalculatorFind the salary you would need in another city to keep the same lifestyle, using cost-of-living indices. Free and accurate.